Private Lending · Katy, Texas

Private Lending for
Investment Real Estate.

Bridge loans, fix-and-flip financing, DSCR rentals, and 30-year fixed. Asset-based, no income verification, closing in as fast as two weeks.

Our Programs

What We Fund

We raise private capital from a network of tech, software, and institutional investors to fund deals that banks won't touch. No income docs. No tax returns. If the property and the numbers make sense, we can probably get it done.

Single Family (1–4 Units)

Investment SFRs, duplexes, triplexes, and fourplexes. Purchase, refi, or cash-out.

Multifamily & Apartments

5+ unit apartment buildings. Stabilized or value-add. Up to $50M.

Mixed-Use

Retail-over-residential and similar mixed-use properties in metro markets.

Commercial Retail & Office

Strip centers, single-tenant retail, office condos, and small office buildings.

Industrial & Warehouse

Light industrial, flex space, and warehouse acquisitions or refinances.

Fix & Flip

Short-term renovation loans with rehab holdbacks. Up to 90% LTC, 75% ARV.

Ground-Up Construction

New build financing for experienced sponsors. Land plus vertical.

DSCR Rental Loans

30-year fixed long-term rentals. Qualified by property cash flow, not personal income.

Loan amounts $75K–$50M
Rates from 7.25%
Close in as fast as 2 weeks
Up to 90% LTV
No income verification

Process

How It Works

01

Tell Us About Your Deal

Submit the property, purchase price, rehab budget if any, and your exit. Five minutes, no credit pull.

02

We Handle the Heavy Lifting

We shop your scenario across our private investor and capital partner network to find the right structure and terms.

03

Close and Get Funded

Term sheet, underwriting, appraisal, close. Fix-and-flips and bridges typically fund in 10–14 days.

About

About Sander Point Capital

Sander Point Capital is a private lending brokerage based in Katy, Texas, serving real estate investors across the country. We raise our own capital, primarily backed by tech and software investors alongside institutional markets. That means better pricing and more flexible programs than a typical hard money shop.

We only do investment real estate. Short-term bridge and rehab loans, ground-up construction, DSCR rentals, and 30-year fixed long-term financing. We're built for investors who need certainty of close, straight answers, and a broker who understands the deal as well as they do.

Contact

Have a Deal? Let's Talk.

Fill out the form below and we'll get back to you within 24 hours. Or call directly at 832-655-5315.